A Certificate of Deposit (CD) is one of the most secure investment instruments available; a guaranteed rate for a fixed term.  Our CDs have maturity periods ranging from 3 months to 4 years. With competitive rates and a variety of terms, you have the ability to choose the certificate that makes the most sense for you. We are always happy to answer any questions you may have.  Please inquire with a Retail Specialist for details and terms.

businesscd
Business:

  • Traditional Certificates of Deposit (CD) – 3 month to 4 year term with minimum opening deposit of $2,500

personalbusinesscds
Personal:

  • The Consumers Deal – 6 month or 12 month term with minimum opening deposit of $500
  • Traditional Certificates of Deposit (CD) – 3 month to 4 year term with minimum opening deposit of $2,500
  • Coverdell Education Savings Accounts (CESA)

Penalty may be imposed for early withdrawal. Fees could reduce the earnings on the above
listed accounts.  Consult an Islanders Bank Retail Specialist for current rates and details.