Islanders Bank offers a variety of customized options to help your business. All of our business checking accounts come standard with great features such as: Free Visa® Debit Card—Free 24/7 Online Banking—Free Online Bill Pay— Free Electronic Statements (e-Docs)—Free 24/7 Telephone Banking.
Specific Products Include:

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Islands Business Checking

  • Merchant Services Available (Merchant E-Solutions)
  • Visa Credit Card Available*
  • Avoid a $7.50 service charge by maintaining a daily balance of $1000
  • $.20 Item Processing (first 250 free)
  • Minimum opening balance: $100

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Islands Business Interest Checking

  • Merchant Services Available (Merchant E-Solutions)
  • Visa Credit Card Available*
  • Avoid a $9 service charge by maintaining a daily balance of $3000
  • $.20 Item Processing (first 250 free)
  • Must maintain minimum daily balance of $1000 to earn interest
  • Minimum opening balance: $100

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Analyzed Checking

  • Merchant Services Available (Merchant E-Solutions)
  • Typically results in lower costs and fees for customers with large balances and many transactions
  • Visa Credit Card Available*
  • Avoid a $10 service charge if balance falls below amount determined by Account Analysis at any point in the statement cycle.
  • Item Processing Fee calculated via Account Analysis


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Non-Profit Business Checking

  • No Minimum Balance
  • Merchant Services Available (Merchant E-Solutions)
  • Visa Credit Card Available*
  • No Monthly Service Charge
  • $.20 Item Processing (first 100 free)
  • Minimum opening balance: $100


*Subject to credit approval and limited to Islanders Bank deposit customers