BUSINESS CHECKING
Our "BUSINESS CHECKING" account is designed with Partnerships, Joint Ventures and Corporations in mind.
Features include:

• FREE basic Online Banking available
  
• FREE 24 Hour Telephone Banking Service
  

Account Fees:

• Minimum Daily Balance Required to Avoid Monthly Service Charge of $7.50:  $1,000 or average daily balance of $2,000
• Item Processing:  First 100 free, $0.15 per item over 100 (includes checks written, checks deposited, deposits)

INTEREST CHECKING - BUSINESS
Our "INTEREST BEARING" account is available to Non-Profit Associations, Non-Profit Corporations, and Sole Proprietorships.
Features include:

• Minimum opening deposit $100
• It offers your business the opportunity to earn interest on its daily balance.
• Interest calculated daily
• FREE basic Online Banking available
• FREE 24 Hour Telephone Banking Service

Account Fees:

• Minimum Balance Service Charge - $7.50 if your balance falls below $1,500 any day of the statement period.
• Check Fees - $.15 per check if more than 50 checks paid.
• You must maintain a minimum balance of $1,000 in the account each day to earn interest.

MONEY MARKET - BUSINESS
Our "MONEY MARKET" account pays interest on the daily balance of this account.
Features include:

• Minimum opening deposit $100
• Interest calculated daily
• FREE basic Online Banking available
• FREE 24 Hour Telephone Banking Service

Account Fees:

• $10 minimum balance fee if the daily balance falls below $2,500 and no interest will be paid.
• Additionally, an excessive withdrawal charge of $3.00 per item will be assessed for any transaction exceeding the limitations stated below.

Limited transactions - 6 transfers from your account each statement cycle.

BUSINESS ON-LINE
BANKING SERVICES
Our FREE basic "INTERNET BANKING" is available to business customers for no charge.
Easy access to:

• 24 hour banking
• View Statements & Accounts
• Cash Management Program is available for free.