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Personal Checking Services

REGULAR CHECKING
Our "Regular Checking" account that is non-interest bearing.
Features include:

  • Unlimited Check Writing
  • FREE VISA Debit Card available upon application
  • FREE Online Banking available
  • FREE 24 Hour Touch Tone Teller

Minimum Balance Fee -
$4 per month IF balance falls below $100 any day of the statemant period.


SENIOR CHECKING
Our "Personal Checking" account for Seniors that is non-interest bearing. One account per senior customer.
Features include:

  • Free checking to Seniors 59½ years young
  • Unlimited Check Writing
  • No minimum balance required
  • FREE Online Banking available
  • FREE 24 Hour Touch Tone Teller
  • FREE VISA Debit Card available upon application
  • No Minimum Balance Fee


INTEREST BEARING PERSONAL
Our "INTEREST BEARING" account gives you the opportunity to earn interest on your daily balance.
Features include:

  • Unlimited Check Writing
  • FREE VISA Debit Card available upon application
  • FREE Online Banking available
  • FREE 24 Hour Touch Tone Teller

Minimum Balance Fee -
$7.50 if your balance falls below $1,500 any day of the statemant period. You must maintain a minimum balance of $1,000 in the account each day to earn interest.

MONEY MARKET - PERSONAL
Our "MONEY MARKET" account pays interest on the daily balance of this account.
Features include:

  • FREE VISA Card available upon application
  • FREE Online Banking available
  • FREE 24 Hour Touch Tone Teller

Account Fees:
$10 minimum balance fee if the daily balance falls below $2,500 and no interest will be paid. Additionally, a charge of $3.00 per item will be assessed for any transaction exceeding the limitations stated below.

Limited transactions - 6 transfers from your account each statement cycle, but only 3 may be payments by check to third parties.


FREE ON-LINE BANKING
Our "INTERNET BANKING" is available for no charge.
Easy access to:

  • 24 hour banking
  • Transfer of funds between accounts
  • View Statements & Accounts
  • Purchase Savings Bonds
  • Order checks
  • Request Stop Payments
  • Change of address
  • New Account Request

Bill Pay Program: FREE!

Islanders Bank www.islandersbank.com
Friday Harbor 360-378-2265 - Orcas 360-376-2265 - Lopez 360-468-2295

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