Meet the Islanders Bank Lending Team. Armed with years of experience and knowledge, our loan officers have the expertise and ability to guide you through the loan process with ease and success. Stop by your local branch today and learn how they can assist you in reaching your goals.

Scott Sluis, NMLS# 596209
Vice President and Senior Lending Officer
Friday Harbor Branch, 360-378-2265
Scott joined Islanders Bank in 2017 as a Senior Loan Officer.   He began his 20+ year banking career at a large regional bank in the State of Utah.   Scott’s banking experience resides in the retail banking space; holding positions such as Branch Manager, Area President and Commercial Loan Officer.  He prefers the “community” bank environment due to his desire to develop strong and lasting connections within his community.   Scott served on two regional Chamber of Commerce’s, The Convention and Visitor’s Bureau executive boards during his time in Utah as well as several non-profit boards.   He looks forward to becoming ingrained in the island community and partnering with his clients in the success of their businesses.

Mike Taylor, NMLS# 720611
Vice President and Senior Lending Officer
Friday Harbor & Lopez Branches, 360-378-2265

Mike joined Islanders Bank in 2011 as a Senior Lending Officer. His 13+ years of banking experience include several years in credit administration as a senior commercial credit analyst. Mike has an MBA from Western Washington University and has completed several professional education programs, including a certificated course in commercial real estate from the University of Washington. A long-time island resident, Mike has volunteered with a number of community organizations, including serving on the Board of the San Juan Pilots Association and the San Juan Public Schools Foundation.

AJ Tokunaga, NMLS# 579152
Assistant Vice President and Home Loan Officer
Friday Harbor Branch, 360-378-1281
AJ joined Islanders Bank in 2015 as a Home Loan Officer.   She has worked in residential and commercial lending for 17+ years and specializes in 1st time home purchases and emerging markets.   AJ’s lending experience includes processing, funding, originating and underwriting residential, consumer and commercial loans as well as appraisal review.  She has volunteered her expertise to the Boys & Girls Club and Junior Achievement which both provide young community members with life and career skills.  AJ is looking forward to assisting island community members in achieving their home ownership goals.

Shari Ray, NMLS#1150228
Vice President and Loan Operations Manager

Shari joined Islanders Bank in October 2012 where she manages the Loan Operations Department, including loan systems and lending compliance for all bank staff. Prior to joining Islanders Bank she held positions as Compliance Officer, CRA Officer, Privacy Officer, and Loan Servicing Manager. Her prior experience includes over thirty years in banking at two other community banks in Washington State. She earned her Associate of Arts degree in accounting from Edmonds Community College. She is also a graduate of the first class of the Washington Bankers Association Executive Development Program.

Islanders Bank lenders are licensed as Mortgage Loan Originators through the Nationwide Mortgage Licensing System.  Additional information can be found at