World Rewards® MasterCard® for Consumers: Download an Application
In addition to earning 4 points for each dollar of purchases, World Rewards® cardholders get:

  • Enhanced cash rewards option equal to 1% of purchases
  • Point Bonuses based on annual calendar year spending—10,000 point bonus for reaching $20,000 of
    annual spend and another 10,000 point bonus for each additional $10,000 annual spend.

Other benefits include additional concierge services, knowledgeable personal assistants that can assist with
dinner reservations, event tickets, locating hard to find items, buying and delivering gifts and coordinating
business related arrangements.

The Islanders Bank Premium credit card is designed specifically for those who use their card for just about everything.


  • The World Rewards® MasterCard® credit card is issued to credit card clients with credit limits
    of $15,000.00 or more (subject to credit approval).
  • Current cardholder clients with credit limits of at least $5,000.00 and who reach $12,000.00 of calendar
    year spending by November are upgraded from a TruRewards® card to a World Rewards® card.
    All spending in the calendar year will count toward World Reward® point bonuses.

MasterCard® Concierge Mobile App:

Exclusively for MasterCard® World and World Elite cardholders, the MasterCard® Concierge app is your
personal concierge at home and while you’re traveling:

  • Easily contact the MasterCard Concierge team for help with booking and arranging your next priceless experience.
  • Access special privileges and offers at restaurants, stores, hotels and museums in your favorite cities.
  • Discover the best nightlife, dining, shopping, and events with city guides.
  • Exclusive golf packages and access to the best golf events and courses.

Reward Options

For a complete list of reward benefits as well as terms and conditions associated with the rewards program
please visit:


  • MasterCard® support is available 24X7 at 1-866-317-0355
  • Credit Card Support is available 24X7 at 1-855-891-4821
  • Outside the US Call 1-509-526-8820
  • Lost/Stolen Phone number: 1-800-272-9933 (during business hours) 8:00 AM-5:00PM PDT
  • Lost/Stolen Phone number: 1-866-839-3409 ( after business hours)
  • Card Activation Phone number: 1-866-839-3492
  • Payment Address:  PO Box 2181 Walla Walla WA 99362-0181
  • Written inquiries to:  PO Box 2181 Walla Walla WA 99362-0181
  • Payment by Phone call 1-855-891-4821
  • TruRewards® Support is available 7 days a week 6am to 7pm Pacific Time at 1-866-243-4974

How to use your chipped credit card
Islanders Bank Chip Card Q & A

Terms & Conditions
For complete credit card terms and conditions, click on applicable term below:

 To download an application, please click here.