TruRewards® MasterCard® for Consumers: Download an Application
Experience unlimited rewards with no annual point cap, no annual fee, no cash advance fee
and balance transfer rates ranging from 5.24% APR to 9.24%APR.

• Earn reward points per dollar of net retail purchase transactions, internet purchases, phone or mail
  order purchases, charged to your credit card.
• Auto rental Collison Damage Waiver, Emergency Assistance 24×7 and $250,000 travel accident coverage.
• Identity Theft Resolution Services.

No Credit History? We offer a Deposit Secured MasterCard with a $25 annual fee. Secure your account with an
Islanders Bank Certificate of Deposit Account with a balance that is equal to the desired credit limit ($300-$5,000).

Features 

• Use everywhere MasterCard® is accepted and you’re covered by MasterCard’s Zero Liability Protection.
  For details about Zero Liability Protection, please click here.
• Earn TruRewards® points on signature transactions that you can redeem for travel, merchandise
  and local rewards.  To learn more visit https://www.bannertrurewards.com
• Register for MasterCard’s identity theft alerts to monitor and protect your online identity and card information.
  To learn more visit: https://www.mastercard.us/en-us/consumers/features-benefits/id-theft-protection.html

Reward Options

For a complete list of reward benefits as well as terms and conditions associated with the rewards program
please visit: https://www.bannertrurewards.com.

Support 

• MasterCard® support is available 24X7 at 1-866-317-0355
• Credit Card Support is available 24X7 at 1-855-891-4821
• Outside the US Call 1-509-526-8820
• Lost/Stolen Phone number: 1-800-272-9933 (during business hours) 8:00 AM-5:00PM PDT
• Lost/Stolen Phone number: 1-866-839-3409 ( after business hours)
• Card Activation Phone number: 1-866-839-3492
• Payment Address:   PO Box 2181 Walla Walla WA 99362-0181
• Written inquiries to: PO Box 2181 Walla Walla WA 99362-0181
• Payment by Phone call 1-855-891-4821
• TruRewards® Support is available 7 days a week 6am to 7pm Pacific Time at 1-866-243-4974

How to use your chipped credit card
Islanders Bank Chip Card Q & A

Terms & Conditions
For complete credit card terms and conditions, click on the applicable term below:

• Credit Card Terms and Conditions for 9.99%
• Credit Card Terms and Conditions for 11.99%
• Credit Card Terms and Conditions for 13.99%
• For a complete list of credit card benefits

To download an application, please click here.